Established in 1962, we are a niche estate planning consultancy specializing in premium financed life insurance for high net-worth Americans.

Our company collaborates with estate planning attorneys, CPA’s, Family Offices, Trust Companies and Financial Advisors in all fifty states. We speak your language because we too are accountants, attorneys, and advisors with over one-hundred years of experience.

We design and deliver large life insurance policies that do not require out-of-pocket payments. Eligibility to obtain a policy requires reasonable health and $1,000,000 net worth (excluding value of primary residence).

Premium Financed Life Insurance is for people that can afford to pay premiums, but do not want to liquidate their assets to pay for insurance each year.

Our policies are structured with large first- day cash values that our banks use to assign as loan collateral. Premium loans, and loan interest, are rolled up each year, not repaid until death of the insured. After death, the bank loans and interest thereon, is paid-off, by additional insurance. Life insurance pays for life insurance.

Serving as your back room staff, we bring to the table over 100 life insurance companies, fifteen of whom excel in premium financing. Our success is attributed to our staff, facilities and commitment to provide alternative financial strategies.